If your student loan is in default and you want to get rehabilitation, just contact them directly.
Don’t ever deal with anyone initiating a call to you offering to rehabilitate your student loans.

If your student loan is in default and you want to get rehabilitation, just contact them directly. Don’t ever deal with anyone initiating a call to you offering to rehabilitate your student loans. 

They’ll charge you an exorbitant fee.

Red flag 1 – they call you. The legit company will not call you. You must initiate the call to them. 

Red flag 2 – they ask for your full SSN. The legit company will never ever do this.

Google “student loan rehabilitation” and look for the site that ends in .gov. 

It took me 3 calls to get to the collection company that owned my loan and then 30 minutes with them to get set up to get out of default. $5/mth for 9 months then will be based on income. NO FEE. 

In my case, scammer company’s fee was $597, broken down in payments, and made it sound like it’d go toward the repayment of my loan. I called to cancel it the next day. 

They took my money anyway. 

I called and told them I canceled it the next day and I wanted the payment reversed. She insisted there’s nothing she could do cos no record of call. I tried to remain calm and restated the date and time I called to cancel and that it was a voicemail there should be record of. She offered to reverse the charge minus a 25% “consultation fee.” I raised my voice (I might have lost it a little bit and slapped the table in time with my words), used her name, and strongly reiterated my side and the fact it wasn’t my fault if the CSR deleted that msg. She finally said she’d fully reverse the charge. We’ll see if I get the $119.40 back and if they take it out again.

Rip it, roll it, and punch it, dude. 

(She’s lucky I couldn’t punch her.)

It was a good day; and I had one coming. Hello, Spring!

I had all my hours in at work, so I got to sleep in and have the day off.
Tom brought me a Coke and a bacon, egg, and cheese biscuit for breakfast.
I took a long, hot shower.
The temperature reached over 50 degrees and my hens enjoyed the afternoon in the sun.
I got lots of my own work done.
I got out the Camaro.
I bought a box of wine, and it was on sale for $4 off.
I made some ring tones and text tones for the boys and I. I have almost 100 tones, and about a dozen friends. Clearly, I need more tones.
I booked a Passion Party today.
This wine is tasting pretty damn good.
It’s almost time for bed.
Life is good.

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